Health insurance (also typically known as Mediclaim) is a type of insurance coverage that covers the cost of an insured individual's medical and surgical expenses. In health insurance terminology, a clinic, hospital, doctor, laboratory, healthcare practitioner, or pharmacy that treats an individual is known as the "provider." The "insured" is the owner of the health insurance policy or the person with the health insurance coverage. Depending on the type of health insurance coverage, either the insured pays costs out of pocket and is then reimbursed, or the insurer makes payments directly to the provider.
As medical care advances and treatments increase, health care costs also increase. The purpose of health insurance is to help you pay for care. It protects you and your family financially in the event of an unexpected serious illness or injury that could be very expensive. In addition, you are more likely to get routine and preventive care if you have health insurance.
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You need health insurance because you cannot predict what your medical bills will be. In some years, your costs may be low. In other years, you may have very high medical expenses. If you have health insurance, you will have peace of mind in knowing that you are protected from most of these costs. You should not wait until you or a family member becomes seriously ill to try to purchase health insurance.
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MG Sasikumar & Associates offer some of the most widely preferred and least expensive medicare options to it clients. Call us to secure your and your family's health today. To know more about the Health Insurance plans we have to offer, please call us on 088919 29393 or send an email to mgsasikumar@gmx.com.
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You can also buy our Health Insurance related products online. Please click on any of the suited category of Health Insurance plans given below:
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Travel Protect Insurance Policy
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Accident Care
Accident comes uninvited and they can unsettle your life and those of your loved ones. A little planning in this regard goes a long way for financial protection. Presenting Accident Care Individual Insurance from Star Health and Allied Insurance Co Ltd.- a policy that offers protection to you and your loved ones in case you meet with an accident because whatever happens, life must go on.
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Senior Citizens Health Insurance Plan
STAR Health's Senior Citizens Red Carpet Health Insurance Policy is aimed specifically at senior citizens. It provides cover to anyone from the age of 60 and permits entry right up to the age of 75 with continuing cover thereafter till lifetime. It is our way of caring for a generation that has done so much to build the country we have today.
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Top Up Health Insurance Plan
Traditional health policies offer basic cover plan for the insured. But foreseeing the magnitude of health problems is as difficult as predicting a health problem itself. Sometimes ailments and related complications demand much more than what we are prepared for. It offers much larger coverage than the ones offered by basic plans. So, no matter what, you are always prepared to face the most unfortunate of health eventualities.
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Hospital Cash Family Floater
Hospital Cash Insurance Policy provides additional protection & takes care of your incidental expenses such as travelling, food etc. which are not covered under your Health Insurance Policy in an event of Hospitalization. This policy provides cover on lump sum basis for the expenses incurred by the insured during hospitalization due to Illness / Sickness / Injury.
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Cardiac Care Insurance
The trauma of a surgery and the financial drain thereafter is best known to those who have undergone one. Post surgery you must be certainly feeling better, but still worried? Only Star health, the Health Insurance specialist, understands your needs better and offers a custom made solution, just apt to ensure, you keep smiling, always.
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Cancer Care Plan
For the first time in Indian Insurance History an insurance plan (on pilot basis) for Cancer affected lives covering risk of recurrence / Spreading of Cancer (metastasis) / Second cancer (Second Malignancy) unrelated to first cancer.
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Diabetes Safe Individual Plan
Here is some sweet news for Diabetics! Star Health brings you Diabetes Safe Insurance Policy that covers not just complications of Diabetes (both Type I and Type II) but also regular hospitalization, Personal Accident and Outpatient Expenses as well!
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Special Care Plan
Star Special Care is health insurance designed to cover children aged between 3 years and 25 years who are diagnosed with Autism Spectrum Disorder...
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